How Cred works

A number you
can't type in.

Caddy Cred is your golf reputation, and the only people who can change it are the people who watched you play. Here's exactly how it's built — and why you can't game it.

The loop

Every round feeds your record.

  1. Every round

    Partners verify your score

    When the round completes, everyone in the group sees everyone else's hole-by-hole card and confirms it — or disputes it. A confirmed card posts as a verified round. A disputed card puts a flag on your profile that every future group can see.

  2. Every completed round

    Partners anonymously rate your play

    Each partner rates you 1–5 on five factors. Ratings are anonymous and never shown individually — not to you, not to anyone. Only the averages exist.

  3. Over time

    Your ratings become your Cred

    Every rating is added to running totals on your profile. Cred is the average of your five factor scores, on a 0–100 scale. One great round can't make it; one bad round can't break it.

  4. Your record

    Verified rounds, games settled, playing history

    Alongside the number: how many rounds were signed off by partners, how many money games you've settled and confirmed, how many people follow you, and every verified card in your ledger.

The five factors

What your partners are asked.

HonestyCounted every stroke, called penalties on themselves.
PaceReady golf, kept position with the group ahead.
Plays to handicapThe card matches the index they claim.
EtiquetteMarks, rakes, tends the flag, quiet on the tee.
ReliabilityShowed up, on the tee early.
The math
Factor score = average rating × 20  ·  Cred = mean of the five

A partner who rates you 5 on everything gives you 100 on that round. Three partners at 5, 4, and 5 on honesty put your honesty at 93. Cred is computed from the totals on your profile, in the open, by the app itself — there is no hidden weighting and no editorial step.

Tiers

What the number means.

TierRequirementWhat it says
ProvisionalNo partner ratings yet, or Cred under 85New to the network, or still earning it.
MemberCred 85 or betterPartners consistently vouch for how you play.
MarshalCred 95 or betterThe person you want keeping the card.
FlaggedAny disputed score on recordA partner refused to sign a card. Shown until it's resolved.

A flag overrides the tier no matter how high the number is. Disputes are visible on your public profile, with the count.

Can I manipulate it?

Why it holds up.

Can I rate myself, or rate a friend twice?
No. Ratings are submitted once per partner per completed round, and the app's security rules only let a rater touch the rating totals of players who were actually in that round with them. You can never write your own totals.
Can I post a score nobody saw?
You can post it, but it stays unverified. Your Card index only counts partner-verified rounds once you have three, and an unverified 72 does nothing for your Cred because there was nobody there to rate you.
Can I inflate my winnings?
No. "Games settled" and money won are written by the server only when the receiver confirms a payment landed. Neither player can edit those counters.
Can my partners see what I rated them?
No. Individual ratings are never displayed anywhere, and profiles only show averages once there is enough history to blur any single round.
What about guests?
Guest accounts can keep a card, but they can't be rated, can't rate, can't join money games, and can't follow anyone. Cred belongs to a signed-in identity.
Build your Caddy Cred